| BIN/IIN | 423914 |
| Brand | VISA |
| Bank | GEM FINANCE |
| Type | CREDIT |
| Category | CLASSIC |
| Country | NEW ZEALAND |
| Country Short | NZ |
| ISO Alpha-3 code | NZL |
| ISO Numeric code | 554 |
| First 6 Digits | Validated |
| Last Updated | Apr 2025 |
The BIN (Bank Identification Number) or IIN (Issuer Identification Number) refers to the first six digits of a payment card number. This number helps identify the institution that issued the card. In this case, the BIN number 423914corresponds to a VISA card issued by GEM FINANCE
The card with BIN 423914 is issued by GEM FINANCE. This bank is a global financial institution with a major presence inNEW ZEALAND, providing various banking services to its customers.
Yes, BIN numbers are unique to each card issuer. The first six digits of a card number can help identify the specific institution that issued the card, including details such as the country and type of card.
GEM FINANCE offers a range of card options, including credit cards, debit cards, and prepaid cards. Each type of card may come with different features such as rewards, cash back, and other benefits.
To verify the authenticity of a VISA card, you can check the BIN number against a BIN database. This database will confirm if the BIN is legitimate and matches the issuing bank. Additionally, ensure that the card has proper security features such as holograms or chip technology.
If you notice a suspicious transaction on your VISA card issued by GEM FINANCE, contact the bank immediately. It is important to report unauthorized transactions to protect your account and start the dispute process right away.
