493427 BIN/IIN number corresponds to a VISA card issued by CHINA GUANGFA BANK CO., LTD., with the issuing bank based in CHINA.

BIN 493427 Detail

BIN/IIN493427
BrandVISA
BankCHINA GUANGFA BANK CO., LTD.
TypeCREDIT
CategoryCLASSIC
CountryCHINA
Country ShortCN
ISO Alpha-3 codeCHN
ISO Numeric code156
First 6 Digits
Validated
Last UpdatedApr 2025

FAQ For BIN 493427

What is a BIN/IIN number?

The BIN (Bank Identification Number) or IIN (Issuer Identification Number) refers to the first six digits of a payment card number. This number helps identify the institution that issued the card. In this case, the BIN number 493427corresponds to a VISA card issued by CHINA GUANGFA BANK CO., LTD.

Which bank issued the card with BIN 493427?

The card with BIN 493427 is issued by CHINA GUANGFA BANK CO., LTD.. This bank is a global financial institution with a major presence inCHINA, providing various banking services to its customers.

Is the BIN number unique to each bank?

Yes, BIN numbers are unique to each card issuer. The first six digits of a card number can help identify the specific institution that issued the card, including details such as the country and type of card.

What types of cards does CHINA GUANGFA BANK CO., LTD. offer?

CHINA GUANGFA BANK CO., LTD. offers a range of card options, including credit cards, debit cards, and prepaid cards. Each type of card may come with different features such as rewards, cash back, and other benefits.

How can I verify the authenticity of a VISA card?

To verify the authenticity of a VISA card, you can check the BIN number against a BIN database. This database will confirm if the BIN is legitimate and matches the issuing bank. Additionally, ensure that the card has proper security features such as holograms or chip technology.

What should I do if a transaction appears suspicious?

If you notice a suspicious transaction on your VISA card issued by CHINA GUANGFA BANK CO., LTD., contact the bank immediately. It is important to report unauthorized transactions to protect your account and start the dispute process right away.

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